Government Employees Loan Programs

Helping Heroes Reach Ownership

Providing Incredible Savings to Government Employees​

As a government employee, you work to advance the lives of your fellow citizens. We’d like to pay it forward by helping you achieve your dream of owning a home. Our team at Hero Home Programs™ is committed to helping you get the home financing you deserve. Through our program, you may qualify for a wide range of grants, discounts, and other benefits available, potentially saving you thousands on your home purchase. 

How Much Can You Save?

Through our program, you can gain access to a wide range of grants, discounts, and other benefits that can potentially save you thousands on your home purchase. Our team at Hero Home Programs™ will work with you to find the best combination of benefits available to you, so you can get the best deal possible on your home purchase. In addition to helping you get the most savings possible at the time of purchase, we also take great care to consider your long term goals, setting you up for a better financial future years down the road.

Giving Back To Those Who Support Our Nation

We believe that anyone who contributes to the progress of our nation deserves to be rewarded with a brighter tomorrow. That’s why our team at Hero Home Programs™ specializes in finding all the best financing options available to you, so you can get the best deal possible on your home purchase. In addition to helping you get the most savings possible in the present day, we also take your long term goals into account, setting you up for success years down the road.

Helping Everyone Reach Ownership

The Hero Home Programs™ is going help you every step of the way. Here are our complete A to Z guides on your Home Purchase Journey.

HOME BUYING GUIDE

Learn about the process for getting a home loan

CREDIT REPAIR GUIDE

What steps you can take to improve your credit score

HOME MOVING GUIDE

Tips and tricks for moving into your new home

HOME OWNERSHIP GUIDE

Your step-by-step guide for buying a new home

The Benefits of Our Government Employee Home Loans​

We have put together a long list of items you could benefit from when buying your first home. Depending on where you live, you may have access to an array of benefits, including:

  • Grants
  • First-time homebuyer programs
  • Rebates.
  • Vendor discounts.
  • Down payment assistance.
  • Reduced or waived fees.

How You Can Save

A lot of buyers do not know that there are city, state and county grants that they qualify for and That is where Hero Home Program comes into play. We do that research for you and provide assistance with a very customized approach based off of your situation.

Break Free From Financial Stress​

Someone who works as hard as you do already has enough on their plate. We don’t want you to worry about the future. Instead, we are here to help guide you to a better tomorrow.


In addition to improving the quality of your life and getting into the home of your dreams, we understand the importance of investing in your financial future. It all comes down to achieving greater happiness in the present while also elevating yourself into a better position that will create a long lasting impact on you and your family’s lives.

Making Dreams a Reality​

There’s no describing the feeling of walking into your new home for the very first time. It’s important to us that you have a home to call your own, while living in a community that gives you and your family the opportunities you deserve.


With our government employee home loan programs, you can own a home and you can own it at a price you can afford. We have gathered all the best in mortgages, grants, and vendor discounts so that you can find and purchase your home at the best price point. We want to put all the power back in your hands, so you can take control of your future while making long lasting memories for years to come.

We Will Help You Save Thousands!

We will help you secure a hero home loan while saving you thousands of dollars. We promise to be there for you by providing top-of-the-line customer service. To guide you through every step of the home sales or buying process while ensuring that you have a seamless experience that saves you money. Buying a home doesn’t have to be an intimidating process. With our hero mortgage programs, homes for our heroes are within reach!



FAQ

What exactly are Hero Home Programs?

The Hero Home Programs™ is a collection of home programs that offer discounts, rebates and special loan programs to our local community heroes when they are either buying, selling or refinancing their homes.

How much will I save if I qualify for a Hero Home Program

The Hero Home Programs™ rebates and discounts will vary depending on combination of home price, mortgage amount, policy amount, and number of other factors. One thing is certain.. on average you can save hundreds if not thousands of dollars in your transactions by qualifying for our home programs.

How can I qualify for a Hero Home Program?

Qualification for the program is based on several factors such as what state you’re in, your occupation or military service and or different available local government and bond programs.

What's the catch and are there any fees in a Hero Home Program?

The Hero Home Programs™ has no hidden fees. The catch is that depending on where you live, there are different grants and programs that may be available for you. Our accredited lenders will do the research for you to save you the time and ensure you have the best options available.

What if I am already working with another agent or lender outside of Hero Home Programs™?

You can only receive Hero Home Programs™ benefits when you are working with one of our local lenders. If you already have an agent or lender, we recommend you speak to an accredited Hero Home Programs™ lender to make sure you’re getting the best benefits available.

Financial Freedom Starts with You

We want you to have financial freedom and true financial options down the road. Hero Home programs is going to stand beside you and help you every step of the way.

Resource Videos

PREQUALIFICATION OR PREAPPROVAL: WHAT'S THE DIFFERENCE?

What’s the difference between getting PreQualified versus PreApproved? In this video we’ll break down the…

THE TOP 3 BENEFITS TO REFINANCING YOUR HOME

What do you stand to gain from YOUR home refinance? In this video, we’ll break down the Top 3 Benefits…

WHAT IS HOME EQUITY AND WHY IS IT IMPORTANT?

What is equity in a home? What can you do with your home equity? In this video, we’ll answer frequently…


HOW CAN I PROTECT MY CREDIT SCORE?

How To Protect Your Credit Score When Buying Your Home In this video, we’ll break down 2 common credit mistakes…

WHY SOME INTEREST RATES SEEM TOO GOOD TO BE TRUE

Is this Mortgage Interest Rate too good to be true? In this video, we’ll explain the red flags to look…

SHOULD I WAIT FOR A LOWER RATE?

Home Buying Tips: Should you buy a home now or wait for a lower interest rate? In this video, we’ll…

WATCH OUT FOR THIS COMMON HOMEBUYER MISTAKE!

Be on the lookout for this common mistake that all home buyers should avoid! In this video, we’ll explain a…

About Us

The Hero Home Programs™ is a comprehensive program that takes care of all the research for you as to the available benefits; Both in down-payment assistance, as well as any government grants that may exist. A lot of people do not know that there are city, state and county grants that you may qualify for – which is very exciting. The Hero Home Programs™ starts doing that research for you, so that you don’t have to.


And then the Hero Home Programs™ lines up the best financing options possible for you in combination with the above benefits. The thing that really makes the Hero Home Programs™ amazing to work with is the incredibly strong portfolio of different loan products to help you. A lot of companies out there have limited options, which can end up putting you in a box.


But with the Hero Home Programs™, it’s a very customized approach based on your situation. This allows the program to not only get you the best rate available, but the loan that makes the most sense for you.


One of the cool things that separates the Hero Home Programs™ from other programs is that when you’re getting to the point of financing, most lenders just run credit because they have to… That alone isn’t really a good thing, to run credit just because you have to.


The Hero Home Programs™ takes it a step further than that because we want it to be a valuable experience for you. Our accredited lenders not only check credit for approved recipients to help them finance, but they stand beside you to help you improve your credit, to ensure that you get the best rate possible and the financing you need to get your dream home. We want you to have financial freedom and true financial options down that road. The Hero Home Programs™ will be standing beside you every step of the way.

Our Personal Commitment

We understand that buying a home can be intimidating. That's why we promise to work with you and stand by you each step of the way. We've done all of the legwork, and we know what needs to be done. We can provide you with the advice and guidance you need to find and purchase a home quickly and affordably - and our commitment is to provide that knowledge and service to you.

Hero Home Programs™ are subject to state and federal laws and not all discounts may be available in all states. Cashback and discount amounts are estimates. Actual discounts and rebates received may vary based on sale price of the home, loan amount, occupation and/or military service.


A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency. Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System & Directory for more information.


All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend. Not all applicants will qualify for all loan products offered. All loan programs, terms and interest rates are subject to change without notice. All fees are subject to state and federal high cost thresholds.

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